Today, I have a public service commentary. However, for those into Planet Earth and Humanity, please click on my two recent Huffington Post articles published this week:
and
For those who want to save $150 and their life, I would recommend that you take the AARP Driver Safety Course. There is also an internet version, but it probably will be a lot less of a hassle to just sign up for the 8 or 4 hour course, depending on state and status. Mind you, there is a $12 charge. I this morning spent four hours at the Waikiki Community Center, quite a spread out operation in the heart of Waikiki, featuring a variety of activities. Our course was located in their chapel, but next door in the auditorium was the Royal Hawaiian Band serenading us for an hour. It was an enjoyable distraction.
I'm surprised that so few even know about this course. If you are 55, and want to learn more about this money-making, life-saving, adventure, call:
1 888 227 7669
or visit the AARP websight. I think you need to be an AARP member to sign up, but you can do this at the course. Annual enrollment is $16/year, but your spouse/partner gets in free.
Thirty six states have passed legislation to mandate that insurance companies give you a discount on your premium upon taking this course. Curiously, Hawaii is not among them, but I did take this course three years ago, and my insurance fell by about $150 each year, quite a payback from my $10 (it is now $12) investment. You need to do this every three years to maintain the discount. My insurance is Hartford, which owns AARP, so check with your insurance company. The amount you will save on your insurance premium will depend on a variety of factors. I've heard that the range is between $100-$200 / year, but I could not find anything through Google.
Of course, more important than the monetary savings is the fact that you do learn a few important things about how to drive differently when you get older. Those at the age of 85 have up to three times the fatality rate of a 16-17 year old, and you know that this younger group is just learning. I've got to remind Ed Jurkens, who supervises over this AARP program, about even driving at all. He picks me up to go golfing. He is 92 years old. My uncles in their nineties also continue to drive. I bet they've never taken this course. They could have saved almost $10,000 by now.
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Wow, the Dow Jones Industrials shot up 275 to 10,018, the first time into five digits since June 28. Remember, it was at 11,205 in late April. The Dow remains 4% below January 1. Hong Kong dropped, but all other markets advanced. Gold went up $12/toz to $1206 and crude oil edged up close to $75/barrel.
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The Gulf of Mexico disturbance is heading for Mexico, while the following indicates the possible future of the storm south of Hawaii:
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